The NACHA file will always be in 10 incremented lines of text. It is a basic txt file, however, it must always be in 10 line increments. When the data will not result in 10 line increments, it will fill in 9s. The 9s are just filler so that the txt file lines of text would be evenly divisible by 10.
For example, if you had a 51 line txt file, nine rows of 9s will appear so that the txt file is 60 lines long. If the txt file was 49 lines long, you would only see one line of 9s at the bottom making the file 50 lines long. If the file is generated with a number of lines that is evenly divisible by 10, then there will be no 9s as filler. For instance, if the file was exactly 30 lines, there would be no 9s. [BCB:156:Chat 300 CRE US:ECB]
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