• When using Percent of net pay, the system will always use the original net amount of the check to determine this figure, and not the remaining balance after a fixed amount has been deducted or other distributions.
• When using a Fixed amount, if the fixed amount is higher than the net amount of the check or the available amount to be distributed, the system will only distribute the available amount to the distribution.
• You cannot delete an account that has history on it. If you no longer want an amount distributed to an account listed, change the distribution amount to 0 and it will be considered inactive
• If using both Fixed amount and Percent of net distributions, the Fixed amount distributions should be prioritized first.
  • For example, if you enter Percent of net 100% as your first priority and $50 Fixed amount as your second priority when the system goes to calculate the distributions, it will use the first distribution and distribution the full amount to account #1 leaving nothing to distribute to account #2.
• To best control payment distributions, the final distribution account should have a distribution type of percent of net and the distribution amount should either use up the remaining percentage (if the other distributions are percent of net) or it should have a distribution amount of 100%.
• If the paycheck is not fully distributed after processing through all of the accounts, the remaining amount is posted to the highest priority account. If on the other hand, the paycheck net amount is fully distributed before reaching the lowest priority accounts, no money will be distributed to the remaining accounts.
• Use the "Move Up" and "Move Dn" buttons to change account priorities.

Enter employee banking information and distribution settings:
In Maintain Employees, Direct Deposit enter the Direct Deposit information in priority order. The paycheck net amount is distributed to the accounts listed in the same priority as the accounts are listed.

• Routing Number – routing/transit number of the employee’s bank
• Account Number – enter the savings or checking account number to which the employee’s paycheck will be deposited
• Account Type – Select the type of account – Checking or Saving
• Send Prenote – Select the box to send a prenote
• Distribution Type - Select whether to distribute a percentage of the net pay or a fixed amount of each paycheck to this direct deposit account. The percentage of net pay is always calculated as a percentage of the checks net pay. It does not take into account other direct deposit distributions except where there is not enough money remaining to make the full distribution.
• Distribution Amount - Enter the fixed amount or the percentage amount of each paycheck that you want to be distributed to this direct deposit account. If using percentages, the total of all distributions needs to add up to 100%.

How BusinessWorks Calculates the Distributions:
The system calculates by the priority the accounts are listed and using the method selected for Distribution Type and Amount.

Example #1: If an employee has a net check amount of $1000 and would like $50 of each check deposited into a savings account and the rest distributed to his checking account.
Set up Distributions for the employee:
Distribution #1: Fixed amount $50 for the Savings Account
Distribution #2: Percent of net set to 100% for the Checking Account

Calculations:
Distribution #1: For Savings Account, Fix amount $50:

• First, the system determines the amount available to be distributed to Distribution #1. Since this is the first Distribution, the full Net Amount of the check ($1000) is available to be distributed.
• Next, the system takes the fixed amount $50 from the net $1000 to distribution to Distribution #1.

Distribution #2: For Checking Account A, Percent of net 100%: After calculating amount for Distribution #1, the remainder amount can be using for the next Distribution.

• First, the system determines the amount available to be distributed to Distribution #2 by subtracting what has already been distributed (Net Amount of check – Distribution #1 = remaining amount available to be distributed) $1000-$50=$950.
• Next, the system calculates the second distribution (net amount of check * percent of net) or $1000 x 100% (1.00) = $1000

Note: There is not enough balance to distribute the full percentage amount to Distribution #2 $1000, so it will only distribute the remaining balance $950.

Example #2: If an employee has a net check amount of $1000 and would like 3 distributions using the following distribution priorities to the following accounts: 1) Fixed amount $100 to Savings Account, 2) Percent of net %25 to Checking Account A, and 3) Percent of net %75 to Checking Account B.
Set up Distributions for the employee:
Distribution #1: Fixed amount $100 for the Savings Account
Distribution #2: Percent of net set to 25% for the Checking Account A
Distribution #3: Percent of net set to 75% for the Checking Account B

Calculations:
Distribution #1: For Savings Account, Fix amount $100:

• For the first distribution, the system determines the amount available to be distributed to Distribution #1. Since this is the first Distribution, the full Net Amount of the check ($1000) is available to be distributed. The system takes the fixed amount $100 from the net $1000 to distribution to Distribution #1.

Distribution #2: For checking Account A, Percent of net 25%:

• First, the system determines the amount available to be distributed to Distribution #2 by subtracting what has already been distributed (Net Amount of check – Distribution #1=remaining amount available to be distributed) $1000-$100=$900.
• Next, the system calculates the second distribution (net amount of check * percent of net) $1000 x 25% (.25) = $250.

Note: There is enough balance available ($900) to distribute the full amount calculates ($250) to Distribution #2.

Distribution #3: For Checking Account B, Percent of net 75%:

• First, the system determines the amount available to be distributed to Distribution #3 by subtracting what has already been distributed (Net Amount of check – Distribution 1 – Distribution 2=remaining amount available to be distributed) $1000-$100-$250=$650.
• Next, the system calculates the third distribution (net amount of check * percent of net) $1000 x 75% (.75)= $750

Note: There is not enough balance to distribute the full percentage amount to Distribution #3 $750, so the system will only distribute the remaining balance $650.

Summary of Distributions:
Distribution #1 Savings Account $100 (Fixed Amount $100)
Distribution #2 Checking Account A $250 (Net amount $1000 x 25% (.25) = $250.
Distribution #3 Checking Account B $650 (Net amount $1000 x 75% (.75) = $750 However, there is only $650 remaining to be distributed so only $650 will be distributed to Checking Account B)

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