Accelerated Retirement catch-up limit (SECURE 2.0 Act) for Ages 60-63

Configuring Accelerated Retirement catch-up limit (SECURE 2.0 Act) for Ages 60-63 in Sage 50 Accounting.

You'll need to set up a retirement benefit to include a catch-up limit.

NOTE:

For 2026, there’s a new SECURE 2.0 Act rule for Highly Paid Individual (HPI) Roth deferrals. For employees who had Box 3 FICA wages of $150,000 or more in 2025, see: Highly Paid Individual (HPI) 401(k) Roth deferrals for 2026.
In payroll, verify that the retirement plan calculates correctly. If not, see The retirement plan doesn’t calculate for employees eligible for catch-up limits.